{"id":96034,"date":"2026-04-09T10:07:07","date_gmt":"2026-04-09T07:07:07","guid":{"rendered":"https:\/\/u1f987.com\/en\/?p=96034"},"modified":"2026-04-09T10:10:20","modified_gmt":"2026-04-09T07:10:20","slug":"chainalysis-predicts-stablecoin-transactions-could-hit-1-5-quadrillion-by-2035","status":"publish","type":"post","link":"https:\/\/u1f987.com\/en\/chainalysis-predicts-stablecoin-transactions-could-hit-1-5-quadrillion-by-2035\/","title":{"rendered":"Chainalysis Predicts Stablecoin Transactions Could Hit $1.5 Quadrillion by 2035"},"content":{"rendered":"<p><a href=\"https:\/\/u1f987.com\/en\/news\/what-are-stablecoins\">&#8220;Stablecoins&#8221;<\/a> are gradually evolving from a niche tool into the backbone of global payments. Analysts at Chainalysis suggest that within the next decade, the volume of stablecoin transactions could reach $1.5 quadrillion.<\/p>\n<p><!--more--><\/p>\n<blockquote class=\"twitter-tweet\">\n<p lang=\"en\" dir=\"ltr\">The great wealth transfer is here, and it\u2019s bringing crypto with it. Between 2028 and 2048, an estimated $100 trillion will likely move to younger, crypto-native generations. Our latest blog explores how stablecoin payment volumes are on pace to match Visa and Mastercard by the\u2026<\/p>\n<p>\u2014 Chainalysis (@chainalysis) <a href=\"https:\/\/twitter.com\/chainalysis\/status\/2041847277593956782?ref_src=twsrc%5Etfw\">April 8, 2026<\/a><\/p><\/blockquote>\n<p> <script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Even the basic scenario anticipates an adjusted growth to $719 trillion. However, the influx of merchants and demographic shifts could significantly accelerate this trend.<\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/u1f987.com\/wp-content\/uploads\/img-a47f6c7913e4528e-1319414477655468.webp\" alt=\"stables_vol\" class=\"wp-image-278188\"\/><figcaption class=\"wp-element-caption\">Projected stablecoin transaction volume (up to 2035). Source: Chainalysis.<\/figcaption><\/figure>\n<h2 class=\"wp-block-heading\">Two Main Catalysts<\/h2>\n<p>In 2025, stablecoins facilitated around $28 trillion in &#8220;real economic activity&#8221; \u2014 experts deliberately excluded exchange trading volume, focusing only on direct payments and transfers.<\/p>\n<p>Analysts expect this metric to grow significantly by 2035, driven by two structural factors:<\/p>\n<ol class=\"wp-block-list\">\n<li><strong>Generational Shift.<\/strong> Between 2028 and 2048, millennials and Gen Z are set to inherit up to $100 trillion. These demographic groups are much more rational in terms of storing and using digital assets.<\/li>\n<\/ol>\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Widespread Distribution.<\/strong> The integration of stablecoins into merchant payment solutions will make their use almost invisible to consumers. Paying with cryptocurrency will cease to be a complex process and become a routine operation. An additional driver in this direction could be commerce based on the <a href=\"https:\/\/u1f987.com\/en\/news\/the-agent-economy-how-erc-8004-and-x402-turn-ai-into-a-market-participant\">AI agent ecosystem<\/a>.<\/li>\n<\/ol>\n<p>Together, these trends will allow &#8220;stablecoins&#8221; to match the transaction volumes of Visa and Mastercard between 2031 and 2039. With accelerated technology adoption, parity could be achieved even sooner.<\/p>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/u1f987.com\/wp-content\/uploads\/img-2b3f37fbc3b56ecb-1319646035662474.webp\" alt=\"tx_vol\" class=\"wp-image-278190\"\/><\/figure>\n<p>Millennials and Gen Z as drivers of stablecoin mass adoption. Source: Chainalysis.<\/p>\n<h2 class=\"wp-block-heading\">Integration and Regulatory Stance<\/h2>\n<p>Changes are already noticeable: major financial players have begun adapting their strategies to stablecoins.<\/p>\n<p><a href=\"https:\/\/u1f987.com\/en\/news\/stripe-acquires-bridge-for-1-1-billion\">Stripe&#8217;s acquisition of Bridge<\/a> and <a href=\"https:\/\/u1f987.com\/en\/news\/mastercard-to-acquire-bvnk-for-1-8-billion\">Mastercard&#8217;s purchase of BVNK<\/a> indicate that &#8220;stablecoins&#8221; are becoming part of the core financial infrastructure.<\/p>\n<p>Standard Chartered has also <a href=\"https:\/\/u1f987.com\/en\/news\/standard-chartered-reports-doubling-of-stablecoin-turnover-in-two-years\">reported<\/a> a leading growth in stablecoin usage due to new application scenarios. According to the bank&#8217;s estimates, the sector could generate demand for up to $1 trillion in US Treasury bonds, directly linking the payments industry with global capital flows.<\/p>\n<p>Meanwhile, regulators continue to examine potential risks. A recent White House study <a href=\"https:\/\/www.whitehouse.gov\/research\/2026\/04\/effects-of-stablecoin-yield-prohibition-on-bank-lending\/\">found no substantial evidence<\/a> of stablecoins negatively impacting bank lending. The document effectively dispelled concerns about <a href=\"https:\/\/u1f987.com\/en\/news\/jefferies-warns-of-stablecoin-threats-to-banks\">a possible deposit outflow<\/a> amid the development of a regulatory framework.<\/p>\n<p>Many experts view the current trend not as a threat to the traditional financial system, but as a convergence. As noted by <a href=\"https:\/\/x.com\/patrickjwitt\/status\/2031894791764447598?s=20\">Patrick Witt<\/a>, a cryptocurrency advisor to US President Donald Trump, &#8220;stablecoins&#8221; could channel additional funds into the US banking sector rather than withdraw them. The ultimate impact on the market will depend on the issuance structure and the quality of issuers&#8217; reserves.<\/p>\n<p>As reported, the prediction platform Polymarket <a href=\"https:\/\/u1f987.com\/en\/news\/polymarket-to-launch-its-own-stablecoin\">announced<\/a> a major infrastructure update and the launch of its own stablecoin.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;Stablecoins&#8221; are gradually evolving from a niche tool into the backbone of global payments. Analysts at Chainalysis suggest that within the next decade, the volume of stablecoin transactions could reach $1.5 quadrillion.<\/p>\n","protected":false},"author":1,"featured_media":96035,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"select":"1","news_style_id":"1","cryptorium_level":"","_short_excerpt_text":"Stablecoins could become the backbone of global payments, reaching $1.5 quadrillion by 2035.","creation_source":"","_metatest_mainpost_news_update":false,"footnotes":""},"categories":[3],"tags":[274,1146,807],"class_list":["post-96034","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-analysis","tag-chainalysis","tag-cryptocurrency-market-forecasts","tag-stablecoins"],"aioseo_notices":[],"amp_enabled":true,"views":"19","promo_type":"1","layout_type":"1","short_excerpt":"Stablecoins could become the backbone of global payments, reaching $1.5 quadrillion by 2035.","is_update":"","_links":{"self":[{"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/posts\/96034","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/comments?post=96034"}],"version-history":[{"count":1,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/posts\/96034\/revisions"}],"predecessor-version":[{"id":96036,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/posts\/96034\/revisions\/96036"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/media\/96035"}],"wp:attachment":[{"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/media?parent=96034"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/categories?post=96034"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/tags?post=96034"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}