{"id":83168,"date":"2023-08-16T17:41:53","date_gmt":"2023-08-16T14:41:53","guid":{"rendered":"https:\/\/forklog.com\/en\/?p=83168"},"modified":"2025-09-12T09:32:38","modified_gmt":"2025-09-12T06:32:38","slug":"vtb-qiwi-bank-and-alfa-bank-test-the-digital-ruble","status":"publish","type":"post","link":"https:\/\/u1f987.com\/en\/vtb-qiwi-bank-and-alfa-bank-test-the-digital-ruble\/","title":{"rendered":"VTB, QIWI Bank and Alfa-Bank test the digital ruble"},"content":{"rendered":"<p>The Russian credit and financial institutions conducted the first operations with the digital ruble as part of testing the new asset.<\/p>\n<p>VTB opened special accounts for <a href=\"https:\/\/u1f987.com\/en\/news\/what-is-a-central-bank-digital-currency-cbdc\">CBDC<\/a>, and carried out transfers between individuals and QR-code payments.<\/p>\n<p>The bank said that the ability to use smart contracts with the digital ruble for individuals will become available later.<\/p>\n<p>QIWI Bank transferred the asset to the charity &#8216;SOS Children&#8217;s Villages&#8217;, which helps orphans and families in crisis. Users were also able to top up the digital account from QIWI Wallet.<\/p>\n<p>Alfa-Bank <a href=\"https:\/\/t.me\/AlfaBank\/1748\">donated<\/a> digital rubles to the &#8216;Line of Life&#8217; foundation for seriously ill children.<\/p>\n<p>The testing of CBDC for individuals and legal entities in Russia began on <a href=\"https:\/\/u1f987.com\/en\/news\/bank-of-russia-sets-date-for-pilot-operations-with-digital-ruble\">15 August<\/a>.<\/p>\n<p>Earlier, the regulator set for banks <a href=\"https:\/\/u1f987.com\/en\/news\/bank-of-russia-sets-out-safeguards-for-digital-ruble-transactions\">information-security requirements<\/a> for operations with digital rubles and established <a href=\"https:\/\/u1f987.com\/en\/news\/bank-of-russia-sets-tariffs-for-digital-ruble-operations\">tariffs for them<\/a>.<\/p>\n<p>The law on the Russian digital currency took effect on <a href=\"https:\/\/u1f987.com\/en\/news\/russia-legally-recognises-foreign-cbdcs\">1 August<\/a>.<\/p>\n<p>Russian citizens will gain the ability to use it en masse <a href=\"https:\/\/u1f987.com\/en\/news\/central-bank-outlines-timelines-for-broad-rollout-of-the-digital-ruble\">in 2025\u20132027<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Russian credit and financial institutions conducted the first operations with the digital ruble as part of testing the new asset.<\/p>\n","protected":false},"author":1,"featured_media":83169,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"select":"1","news_style_id":"1","cryptorium_level":"","_short_excerpt_text":"First operations with the digital ruble during testing.","creation_source":"","_metatest_mainpost_news_update":false,"footnotes":""},"categories":[3],"tags":[1229,1165,27],"class_list":["post-83168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-and-analysis","tag-banks-and-fintech","tag-digital-ruble","tag-russia"],"aioseo_notices":[],"amp_enabled":true,"views":"22","promo_type":"1","layout_type":"1","short_excerpt":"First operations with the digital ruble during testing.","is_update":"","_links":{"self":[{"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/posts\/83168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/comments?post=83168"}],"version-history":[{"count":1,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/posts\/83168\/revisions"}],"predecessor-version":[{"id":83170,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/posts\/83168\/revisions\/83170"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/media\/83169"}],"wp:attachment":[{"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/media?parent=83168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/categories?post=83168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/u1f987.com\/en\/wp-json\/wp\/v2\/tags?post=83168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}